Buying Tips

Are you looking to purchase a property for your home or investment?

We are more than happy to provide you with expert advice and guidance to help you find the perfect property for your needs.

Below is a small guide to assist you with your search.

How much are you willing and able to spend?

Finance is obviously a big issue when purchasing a house. Remember to shop around for the best mortgage for your needs, consider how large your deposit is and how much the monthly repayments will be.

Don’t forget the extra costs associated with buying such as conveyance fees, stamp duty, loan application fees, mortgage insurance, moving costs, rates, house insurance and any renovation costs and new furniture. There are online calculators available to work out the upfront purchase cost as well as ongoing costs that will affect your monthly budget.

What do you need to organize?

The more organized you are, the less overwhelmed you will feel.It is a good idea to start with mortgage and insurance information. Find a solicitor and shop around for insurance as well as finance before considering settlement, and research the cost of moving.

Keep a map handy when viewing properties, and leave yourself plenty of time to get there. Don’t be put off by bad weather, a leaky roof will not be so apparent on a sunny day. Keep yourself organized as well, such as a list of the things you are looking for in a property.

What are you looking for?

The most important thing to consider when in the market to buy a property is your needs.

Create a list of all your needs and wants in a property, from the amount of bedrooms and parking to kitchen fixtures and outdoor swimming pools.

You will also need to determine if you are looking for a beautifully renovated apartment, or a property that ticks all the boxes but may need renovating.

Space is also a big issue to consider, including storage and growing families.The more detailed your list, the better you will be able to compare properties and find your dream property. If the location you are after does not match your budget, we can suggest an alternative, and are more than happy to provide you with expert advice on the area you are interested in. Remember that your emotions can get in the way when viewing properties, which is where your list will come in handy.

Location?

This may be as specific or as general as you want. You will need to take into consideration your budget, travel time, local amenities and transport. We are happy to provide you with advice and information on the areas you are interested in, as well as price guides. Visit the area as well as the property and check the proximity of shopping centers, schools, restaurants and transport.