103_img_locnAre you looking to purchase a property for yourself, as your first investment property or part of your portfolio?

Atwell & Co are more than happy to provide you with expert advice and guidance to help you find the perfect property to suit your needs.

Below is a small guide to assist you with your search. Provide us with the details of what you are looking for and one of our sales staff will give you a call to personally assist you with your enquiry.

How Much are You Willing and Able to Spend?

Finance is obviously a big issue when purchasing a property. Remember to shop around for the best home loan deal that will accommodate your lifestyle and budget. Consider not only the deposit but also how much the monthly repayments will be.

Don’t forget the extra costs associated with buying such as conveyancing and/or solicitor fees, stamp duty, loan application fees, mortgage insurance, moving costs, rates, house insurance, any renovation costs and the cost of new furniture to fit out your home. There are online calculators available to help you work out some of these costs such as stamp duty, and mortgage repayments. We have these available on our site for your convenience. Click here.

What Do You Need to Organise?

The more organized you are, the less overwhelmed you will feel. From the moment you decide you want to purchase a property right up until the purchase is finalized, it is always important to be as organised as you can. It’s a good idea to start your search by gathering mortgage and insurance information. Find yourself a solicitor or conveyancer and shop around for insurance as well as finance options before considering the purchase of a property. Organise your weekends so that you’re not just rushing from property to property, forgetting what each one has to offer in the process. Keep a map handy when viewing properties, and leave yourself plenty of time to get there. Don’t be put off by bad weather, a leaky roof will not be so apparent on a sunny day.

Remember to always research the cost of moving, as it’s often the small fees that can get you into trouble if they are overlooked.

What are You Looking for?

The most important thing when in the market to buy a property is that you don’t lose sight of your needs and preferences.

Make a list of all your needs and wants in a property. From the amount of bedrooms to the amount of parking spaces, from kitchen fixtures to outdoor entertainment facilities, try not to leave anything out so that you can take full consideration of your options. Sticking to this list will let you focus on what is important to you and not get sidetracked by flashy marketing campaigns or distracted by the sales pitch of the agent.

You will also need to determine if you are looking for a beautifully renovated or brand new property, or a property that ticks all the boxes but may need some work.

Space is also a big issue to consider. Think about the amount of room for storage or maybe extra bedrooms if you are a growing family. The more detailed your list, the better you will be able to compare properties and find your dream home. If the location you are after does not match your budget, we can suggest an alternative, and are more than happy to provide you with expert advice on the area you are interested in.

Remember that emotions can often get in the way when viewing properties, which is where your list will come in handy.

Location?

This can be as specific or as general as you want. You will need to take into consideration your budget, travel time to work, school or university, local amenities and transport. We are happy to provide you with advice and information on the areas you are interested in, as well as price guides. When inspecting a property remember to inspect the area as well, checking the proximity of shopping centres, schools, restaurants and transport.